Privacy Statement

MORIN DEVELOPMENT GROUP, LLC respects your privacy. Information shared in this or any other correspondence is collected solely for the purpose of keeping you informed about items of interest. We do not sell or transfer any personal information outside MORIN DEVELOPMENT GROUP, LLC other than where explicit reference is made and approval obtained from you when you provide the information, or where passing the information to third parties is necessary to provide you with the information or service requested. When you visit our web site, our systems automatically log your Internet address, data regarding use of our web site such as pages visited and time spent there, and other data you entered if you want us to respond or provide additional information. In entering information on our web site you are consenting to us processing the data for our business use. You should be aware that if we are requested by police or any regulatory or governmental authority investigation suspected unlawful activities to provide your personal details and/or information concerning your activities regarding this web site, we will do so under a subpoena or as otherwise required by law.

MORIN DEVELOPMENT GROUP, LLC

Companies and corporations in the MORIN DEVELOPMENT GROUP, LLC group have their own separate identities but in this web site and others operated by MORIN DEVELOPMENT GROUP, LLC we may sometimes use “MORIN DEVELOPMENT GROUP, LLC”, “Group”, “we” or “us” when we refer to companies in the MORIN DEVELOPMENT GROUP, LLC Group. Companies in the Group’s business may also have their own separate identities put in their web site and others operated by the Group.

General

The information provided on this site, including pricing, is intended for informational purposes only and is not intended to constitute an offer or solicitation. MORIN DEVELOPMENT GROUP, LLC attempts to provide accurate information but does not warrant the accuracy of completeness of the information, is not responsible for errors or omissions in its content, and makes no warranties, expressed or implied, regarding anything contained within this web site or its links. MORIN DEVELOPMENT GROUP, LLC shall have no liability for damages of any kind arising out of information on this web site. To the maximum extent permitted by applicable law, MORIN DEVELOPMENT GROUP, LLC disclaims all warranties, expressed or implied, including but not limited to, implied warranties of fitness for a particular purpose and non-infringement.

The format and content of this web site may be changed at any time without notice. Operation of this web site may be suspended or discontinued for support or maintenance to update its content or for any other reason. Access may be terminated either in relation to specific users or generally at any time and without notice. MORIN DEVELOPMENT GROUP, LLC is not liable for third party links. MORIN DEVELOPMENT GROUP, LLC does not provide that this web site is free of viruses or other harmful components. In use of this web site that user submits to the exclusive jurisdiction of the Florida courts.

Prices, locations, features, finishes, specifications, community plans and availability are subject to change without notice. Prices shown, of any, refer to base prices on the date that information was included or updated, and may not reflect current pricing, and do not include any option or upgrades which may appear in depictions on the web site. All maps, floor plans, drawings and elevations are conceptual artist renderings, are not to scale and are for informational purposes only. All dimensions and specifications(including square footage) are approximate. All information regarding amenities, golf clubs and other clubs is subject to change without notice; memberships are subject to availability, fees and dues.

Many MORIN DEVELOPMENT GROUP, LLC communities are subject to developer’s agreements for services, products and utilities, such as natural gas or cable television and related service upgrades. These agreements may provide for credits, allowances, rebates, reimbursements or revenue sharing between MORIN DEVELOPMENT GROUP, LLC and the provider or supplier. In some MORIN DEVELOPMENT GROUP, LLC communities, certain services, such as cable television and high-speed internet access, may be provided pursuant to a bulk rate or bulk billing agreement, which requires payment for such services for each residence in the community.

Some MORIN DEVELOPMENT GROUP, LLC communities are subject to approved builder agreements under which MORIN DEVELOPMENT GROUP, LLC may be entitled to a marketing fee or brokerage commission from the approved builder which may be passed on to you as a purchaser by the builder.

Equal Housing Opportunity

MORIN DEVELOPMENT GROUP, LLC is committed to a policy of equal housing opportunity and does not discriminate on the basis of race, religion, national origin, ancestry, sex, age or physical ability.

Copyright Notice

Copyright 2007 MORIN DEVELOPMENT GROUP, LLC. All rights reserved. This web site and information contained within the site, including floor plans, graphics and photographs, is copyrighted by MORIN DEVELOPMENT GROUP, LLC. Reproduction and distribution without written permission is strictly prohibited.

Florida Condominium Sales

ORAL REPRESENTATIONS CANNOT BE RELIED UPON AS CORRECTLY STATING REPRESENTATIONS OF THE DEVELOPERS. FOR CORRECT REPRESENTATIONS MAKE REFERENCE TO THE BROCHURE AND TO THE DOCUMENTS REQUIRED BY SECTION 718.503, FLORIDA STATUTES, TO BE FURNISHED BY A DEVELOPER TO A BUYER OR LESSEE.

Town Home and Condominium Sales

Renderings are artist’s concepts only. Features and finishes may vary as per plan. Specifications are subject to change without notice. Usable floor space may vary from the stated floor area. Prices and availability are subject to change without notice.

No Prior Registration

This is not an offering in states where prior registration is required.

Contacting You

Occasionally we may send you email communication, contact you to provide information or offers that they or we think you will find useful. You can choose not to receive any future emails or communications from us by following the procedure described in the “Controlling or Changing Your Information” section below. Please note that we may occasionally contact you for administrative purposes even if you unsubscribe from our or their email lists.

Controlling Changing Your Information

You can review, change, or request the deletion of your contact information and preferences at any time by sending us an email at einfo@morindevelopment.com requesting your name and contact information be changed or removed from any and all of our MORIN DEVELOPMENT GROUP, LLC databases. We will make best efforts to update your information as soon as practicable, however, to the extent that corrected or deleted information is also stored in other databases, we cannot always ensure that such corrections or deletions will immediately reach the other databases.

Cookies

We may use cookies to assign a unique identification to your computer. Cookies are files that your browser places on your computer’s hard drive, which we may use to track items you have placed in your shopping cart or to learn how you arrived at our site. Cookies are also used to save and retrieve your email address, password and preferences so you do not have to re-enter this information each time you visit our site. Please refer to your Internet Browser’s instructions or help screen to learn about how you can monitor your computer’s acceptance of “cookies”.

In some cases we may track or collect information about your use of our site by the numeric address assigned to the computer you are using (your IP address) or by the URLs that you come from or leave to. These methods also allow us to resolve server problems or administer our sites. Currently, we do not associate this information with any other personally identifiable information that you may have provided us, but we may do so at any time, without notice to you.

Privacy Policy

Keeping Your Information Safe and Secure
We value the trust you have placed in us, and we remain dedicated to those principles today. You can count on us to provide you with the responsive, professional service you deserve, and to protect your privacy and security along the way.

In this disclosure, you’ll find details about how we use and protect your customer information. We believe that protecting your privacy is an integral part of the customer service we provide to you. This is the reason why we do not share customer information with outside parties who may wish to market their products to you.

We value your relationship and we work diligently every day to honor the trust you place in us.

Highlights of Our Commitment to You

• We do not sell customer information to third parties.
• We do not share customer information with outside parties who may wish to market their products to you. You do not have to take any action or instruct us to keep your information confidential. We will protect your privacy automatically.
• We safeguard your customer information carefully. We have made it easy to communicate your privacy preference to us.
• We are committed to protecting your customer information in every transaction, at every level of our organization. For this purpose, we have designed procedures, standards and technology, which are described in our policy.
• We are committed to helping you protect your privacy every day. On our web site, you’ll find tips to help you protect yourself from identity theft, and limit direct marketing from outside companies.

Please read the following information about our Privacy Policy, and the steps we take to protect your customer information.

How We Protect and Use Customer Information

We begin by safeguarding the security and integrity of customer information.

We are committed to protecting the security and integrity of customer information through procedures and technology designed for this purpose. For example:

• We limit employee access to customer information to those who have a business reason to know this information. Employees are required to honor our code of conduct, which includes standards to protect customer confidentiality. They are subject to disciplinary action if they fail to do so.
• We maintain policies and procedures covering the proper physical security of workplaces and records.
• Our physical, electronic and procedural safeguards meet or exceed federal standards regarding the protection of customer information.
• We require independent contractors and outside companies who work with us to adhere to strict privacy standards through their contracts with us.
• We use technological means (such as backup files, virus detection and eradication software, firewalls and other computer software and hardware) to protect against unauthorized access or alterations to customer data.

We collect and maintain customer information as part of servicing your account and your customer relationship. In the course of serving you, we collect information about you from a variety of sources, such as:

• Information you provide to s on applications or forms, such as your income and accounts with others;
• Information we receive from an outside company, such as a credit bureau, regarding your credit history or employment status; or
• Information about your transaction or experiences with companies affiliated with us.

The customer information we collect is used to serve your accounts and meet your financial needs.

Information may be used internally, as well as with authorized third parties (described in section 4), for a number of purposes, such as:

• To protect your accounts from unauthorized access or identity theft.
• To process your requests such as loan applications, purchases and ATM withdrawals.
• To service your accounts by issuing checks, ATM cards, and account statements.
• To keep you informed about financial services of interest to you.

We do not share information with outside parties who may wish to market their products to you.

We may disclose the information we collect, as described above, with nonaffiliated third parties that are acting on our behalf, including:

• Companies that perform support services for us, such as data processors, technical systems consultants and programmers, check printers or companies that help us market our products to you.
• There are other situations when we may disclose to third parties the customer information we collect as permitted or required by law. In these cases, third parties could include credit bureaus, government entities, courts or other entities (in response to subpoenas and other legal processes), and those with whom you have requested us to share information.

It is important to note that we do not share customer information with other companies for the purpose of marketing their products to you, unless you specifically request in advance that we do so. It is not necessary for you to instruct us not to share information with these outside companies, because we will automatically keep your information confidential.

Some state laws may impose additional restrictions on disclosure of information about customers in those states to nonaffiliated third parties for certain purposes.

Within our organization, we share information so that we can work together to serve you.

We may disclose all of the information we collect, as described above, including:

• Our administrative and service units which, for example, service your accounts or prepare your account statements.
• Affiliated companies that provide financial and other services. These include consumer bankers, mortgage lenders, consumer lenders, securities broker-dealers, insurance agencies, and real estate brokerage companies. By law, information that helps us identify you or is derived from your transactions and experiences with us may be shared among affiliated companies. You can instruct us not to share other personal financial information about you with affiliated companies. Indicate your preference by calling 813-258-2958 at any time.

Trust accounts, for which we or our affiliates are the trustee, are protected under special rules of confidentiality, and trust account information is not shared for marketing purposes without specific consent.

You Have a Choice

We do not sell customer information or share it with outside third parties that may want to market their products to you. We will protect your privacy automatically. If you have already recorded your privacy preferences with us, there is no need to do so again.

Tips to Help You Protect Your Customer Information

Assistance to Victims of Identity Theft

If you suspect that someone has had unauthorized access to your account with us, or access to your personal identifying information such as you Social Security Number or credit card information, please call us immediately at 813-258-2958 so we can take action to protect you.

In addition, you should also report the crime to your local law enforcement agency and to the Federal Trade Commission (FTC). To speak with a trained FTC telephone counselor, call toll-free at 1-877-IDTHEFT (1-877-438-4338). Or to enter information about your complaint into a secure FTC online database, sign onto www.ftc.gov/idtheft. The site also provides links to numerous consumer education materials.

Ways to Limit Direct Marketing You May Receive From Outside Sources

There are outside agencies and companies, including national consumer credit reporting agencies which are in the business of compiling mailing lists for purchase by marketers. You may wish to have your name removed from many of these lists by following the procedures below.

Direct Marketing Association Member Companies

To remove your name from direct mail or telemarketing lists of members of the Direct Marketing Association (DMA), send a written request with you name, address, and Social Security Number (if it was included in the mailing you receive) to the Direct Marketing Association. The DMA is responsible for notifying its members (i.e., the agencies and companies that compile mailing and telemarketing lists) that you want your name removed from the lists they sell. Your name and address remains in the DMA’s consumer exclusion files for five years.

DMA Mail Preference Service
P.O. Box 643
Carmel, NY 10512

DMA Telephone Preference Services
P.O. Box 1559
Carmel, NY 10512

Or contact the Direct Marketing Association via email at www.dmaconsumers.org.

National Consumer Credit Reporting Agencies (Credit Bureaus)

If you want to reduce the number of credit offers you receive, contact the National Consumer Credit Reporting Agencies a 1-888-567-8688. Financial institutions and other companies provide information to the Credit Bureaus for credit verification, fraud control purposes, and prevention of identity theft. You may direct these agencies not to sell or share this information about you for marketing purposes.

You must register your own name and address with these organizations because they cannot process any requests from us. Be sure to include any variations of you name, address and other information that have appeared in mailings or telephone calls that you have received.

The policies and practice described in this disclosure are subject to change, but we will communicate any significant changes to you as required by applicable law. The policies and practices described in this disclosure replace all previous notices or statements regarding this subject.